Income calculator · free
Which visas could you qualify for?
Enter your income and household. We check every pathway against this year’s official thresholds, adjusted for family size.
EU visa income calculator for Americans. Check income and savings thresholds for Spain, Portugal, Italy, Greece, and Netherlands digital nomad and retirement visa pathways.
USD
$/ month
About €4,167 at today’s rate (1.08).
Income type
USD
$total
About €23,148. Some visas require this parked in a local account.
Household
PartnerChildren
Your result
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Where you’d qualify3 live pathways
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Map: simple-world-map by F. Lekschas, CC BY-SA 3.0Exchange rate: 1 EUR = 1.08 USD (updated February 2026). Estimates only; the free assessment checks citizenship, work structure and country rules too.
Reference
Income thresholds by country (2026)
Sources: published government thresholds and legal references. Verify with your consulate before filing. See the FAQ below for family add-ons and pathway-specific rules.
Spain
- Spain Digital Nomad Visa
- €2,849 / mo · ~$3,077
- Spain Non-Lucrative Visa · waitlist
- €2,400 / mo · ~$2,592
Portugal
- Portugal D8 Visa
- €3,680 / mo · ~$3,974
- Portugal D7 Visa · waitlist
- €920 / mo · ~$994
Italy
- Italy Digital Nomad Visa · waitlist
- €2,333 / mo · ~$2,520
- Italy Elective Residence Visa · waitlist
- €2,667 / mo · ~$2,880
Greece
- Greece Digital Nomad Visa · waitlist
- €3,500 / mo · ~$3,780
- Greece FIP Visa · waitlist
- €2,000 / mo · ~$2,160
Netherlands
- Netherlands DAFT
- €4,500 deposit
FAQ
Frequently asked questions
What income do I need for a Spain digital nomad visa?
As of 2026, the Spain Digital Nomad Visa requires €2,849/month (~$3,077 USD) for a single applicant. The first dependent (spouse or child) adds €1,069/month, and each additional dependent adds €357/month. These thresholds are position-based — based on 200% of Spain's SMI (Salario Mínimo Interprofesional).
What is the income requirement for the Portugal D8 visa?
Portugal's D8 Digital Nomad Visa requires €3,680/month (~$3,974 USD) from 100% foreign sources. Add €460/month for a spouse and €276/month per child. Portugal also requires proof of savings: €11,040 base plus €5,520 per spouse and €3,312 per child.
Which European country has the lowest digital nomad visa income requirement?
Italy has the lowest active-income digital nomad visa threshold at approximately €2,333/month (~$2,520 USD). However, Italy's DNV program is newer and bureaucratically more complex than Spain or Portugal. For passive income, Portugal's D7 visa has the lowest threshold at just €920/month.
Can I get a European visa with passive income?
Yes. Portugal's D7 Passive Income Visa requires just €920/month (~$994 USD) — the lowest threshold in Western Europe. Spain's Non-Lucrative Visa requires €2,400/month from passive sources. Greece's FIP Visa requires €2,000/month. Italy's Elective Residence Visa requires approximately €2,667/month.
What is the cheapest way to retire in Europe as an American?
Portugal's D7 visa has the lowest financial threshold at €920/month (~$994 USD) in passive income, and it allows you to work after obtaining residency. It also offers a path to EU citizenship in 5 years. Greece's FIP visa is the next most affordable at €2,000/month with a 50% income tax reduction.
Do I need to include my family in the visa income requirement?
Yes. All EU visa pathways increase income thresholds for accompanying family members (spouse/partner and children). The exact amount varies by country — Spain adds €1,069/month for the first dependent and €357/month for each additional dependent, while Portugal adds €460 per spouse and €276 per child. Use the calculator above to see your family-adjusted threshold.
What is the Netherlands DAFT visa?
DAFT (Dutch-American Friendship Treaty) is a business visa exclusively for US citizens. Instead of an income requirement, it requires a €4,500 capital deposit that must be maintained permanently. You must register a business with the KvK (Dutch Chamber of Commerce). It's ideal for freelancers and entrepreneurs.
The calculator is the first question. The assessment is the other ten.
The free eligibility assessment checks citizenship, work structure, and country-specific rules, not just income.
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This calculator provides estimates based on published government thresholds. Requirements may change. Verify current requirements before your consulate appointment. This platform provides document preparation assistance only. We are not immigration lawyers and do not provide legal advice.