PTISO
D8 Digital Nomad
· ActiveForeign income only. No local clients.
€3,680/mo req.+13%
✓ savings threshold met
APPROVED✓ pass
FORM EU-247 · Preliminary Self-Assessment
Your application
for a new continent. EU visa income calculator for Americans.
Fill the fields. We’ll tell you which European bureaucracy is most likely to say yes.
EU visa income calculator for Americans. Check income and savings thresholds for Spain, Portugal, Italy, Greece, and Netherlands digital nomad and retirement visa pathways.
I.Monthly income, gross
[ USD ]$/mo
~€4,167 at today’s rate (1.08).
II.Nature of said income
III.Capital on hand (savings)
[ USD ]$/mo
~€23,148. Some visas demand this parked, untouchable.
IV.Household composition
PartnerChildren
Provisional Outcome
5/ 9
Stop. This is starting to look suspicious.
§ Territories & Pathways
48.5°N / 10.0°E
qualifywaitlistbelow
SCALE 1:—Map: simple-world-map by F. Lekschas · CC BY-SA 3.0
ESISO
Digital Nomad Visa
· ActiveBeckham tax regime, if you’re nimble.
€2,849/mo req.+46%
APPROVED✓ pass
NLISO
DAFT (US only)
· Active1956 treaty. €4,500 in the bank, forever.
€4,500 capital+414%
APPROVED✓ pass
GRISO
ELIGIBLEwaitlist
ITISO
ELIGIBLEwaitlist
Exchange rate: 1 EUR = 1.08 USD (updated February 2026)
Income thresholds by country (2026)
Spain
- Spain Digital Nomad Visa: €2,849/month (~$3,077 USD)
- Spain Non-Lucrative Visa: €2,400/month (~$2,592 USD) — waitlist
Portugal
- Portugal D8 Visa: €3,680/month (~$3,974 USD)
- Portugal D7 Visa: €920/month (~$994 USD) — waitlist
Italy
- Italy Digital Nomad Visa: €2,333/month (~$2,520 USD) — waitlist
- Italy Elective Residence Visa: €2,667/month (~$2,880 USD) — waitlist
Greece
- Greece Digital Nomad Visa: €3,500/month (~$3,780 USD) — waitlist
- Greece FIP Visa: €2,000/month (~$2,160 USD) — waitlist
Netherlands
- Netherlands DAFT: €4,500 capital deposit (maintained permanently).
Sources: published government thresholds and legal references. Verify with your consulate before filing. See the FAQ below for family add-ons and pathway-specific rules.
Frequently asked questions
What income do I need for a Spain digital nomad visa?
As of 2026, the Spain Digital Nomad Visa requires €2,849/month (~$3,077 USD) for a single applicant. The first dependent (spouse or child) adds €1,069/month, and each additional dependent adds €357/month. These thresholds are position-based — based on 200% of Spain's SMI (Salario Mínimo Interprofesional).
What is the income requirement for the Portugal D8 visa?
Portugal's D8 Digital Nomad Visa requires €3,680/month (~$3,974 USD) from 100% foreign sources. Add €460/month for a spouse and €276/month per child. Portugal also requires proof of savings: €11,040 base plus €5,520 per spouse and €3,312 per child.
Which European country has the lowest digital nomad visa income requirement?
Italy has the lowest active-income digital nomad visa threshold at approximately €2,333/month (~$2,520 USD). However, Italy's DNV program is newer and bureaucratically more complex than Spain or Portugal. For passive income, Portugal's D7 visa has the lowest threshold at just €920/month.
Can I get a European visa with passive income?
Yes. Portugal's D7 Passive Income Visa requires just €920/month (~$994 USD) — the lowest threshold in Western Europe. Spain's Non-Lucrative Visa requires €2,400/month from passive sources. Greece's FIP Visa requires €2,000/month. Italy's Elective Residence Visa requires approximately €2,667/month.
What is the cheapest way to retire in Europe as an American?
Portugal's D7 visa has the lowest financial threshold at €920/month (~$994 USD) in passive income, and it allows you to work after obtaining residency. It also offers a path to EU citizenship in 5 years. Greece's FIP visa is the next most affordable at €2,000/month with a 50% income tax reduction.
Do I need to include my family in the visa income requirement?
Yes. All EU visa pathways increase income thresholds for accompanying family members (spouse/partner and children). The exact amount varies by country — Spain adds €1,069/month for the first dependent and €357/month for each additional dependent, while Portugal adds €460 per spouse and €276 per child. Use the calculator above to see your family-adjusted threshold.
What is the Netherlands DAFT visa?
DAFT (Dutch-American Friendship Treaty) is a business visa exclusively for US citizens. Instead of an income requirement, it requires a €4,500 capital deposit that must be maintained permanently. You must register a business with the KvK (Dutch Chamber of Commerce). It's ideal for freelancers and entrepreneurs.
This calculator provides estimates based on published government thresholds. Requirements may change — verify current requirements before your consulate appointment. This platform provides document preparation assistance only. We are not immigration lawyers and do not provide legal advice.